Item No.
Provision
Information
4(1)bi
The particulars of organization functions and duties.
Central Madhya Pradesh Gramin Bank is a Regional Rural Bank constituted by Regional Rural Banks Act,1976. 50% of its shares are held by Govt.of India, 35% by Central Bank of India and 15% by Govt of Madhya Pradesh.
4(1)bii
The powers and duties of its offices and employees.
All the officers from JMGS to MMGS grade of the bank working in branches have certain financial powers depending upon their position. Further the Senior Officers working in administrative offices viz. ROand HO also have certain financial powers depending upon their position. The delegation of financial powers to various grades of officials is decided by the Board of Directors of the Bank. These powers are revised periodically, depending upon the organization's requirement and also Government/RBIguidelines. Whether to sanction a loan or not, is the absolute discretion of the concerned sanctioning authority of the Bank and such discretion is exercised, after taking into consideration the relevant facts and circumstances of each case.
4(1)biii
The procedure followed in the decision making process, including channels of supervision and accountability.
There is a well defined system in the Bank regarding the decision making process. Financial decisions are taken at various levels by the lending authorities of the Bank. The various lending authorities of the Bank are- i. Branch Managers in different categories of branch. ii. Regional Managers in Regional Offices. iii. General Manager Committee in Central Office. iv. The Chairman Within the overall lending powers, there are specific ceiling for non-fund based facilities. Specific ceiling on lending powers are also fixed against certain types of securities like Book debt, Shares, NSC, KVP, Relief Bonds etc. In case of Retail Lending Schemes the lending powers of the delegates are scheme specific. The list of Retail lending Schemes and Terms and Conditions of such schemes are available in the website as well as at the branches Further, there is a well defined organizational structure and a clear system of accountability which also take into account the RBI/CVC guidelines. Each officer will have to consider loan proposals and take a decision in terms of the scheme of delegation of powers. All loans sanctioned will have to be reported to the higher authority for control purpose. The system of exercising proper delegation of powers and submission of control returns are monitored by the controllers and through audits.
4(1)biv
The norms set by the Bank for the discharge of its functions.
Head Office of the Bank decides the rate to be offered by the Bank for the deposits, for different tenures which are displayed in the Bank's website and also at the branches. Regarding the advances, again Head Office takes a decision on introduction of various loan products and details of which are available in the website as well as all the branches.Head Office also decides about the rates of interest for various advances which again are available on our website and also at the offices/branches of the Bank. Whether to sanction a loan or not, is the absolute discretion of the concerned sanctioning authority of the Bank and such discretion is exercised, after taking into consideration the relevant facts and circumstances of each case.
4(1)bv
The rules, regulations, instructions, manuals and records, held by the Bank or under its control or used by its employees for discharging its functions.
There are quite a number of documents like manuals of instructions, codified circulars, scheme of delegation of powers, proceedings of the board etc and also the periodical circulars, used by the employees for discharging various functions. (These are all meant for internal circulation and can not be shared with public).
4(1)bvi
A statement of the categories of documents that are held by the Bank or under its control.
These are mainly record of the Proceedings of the Board Meetings and various Committee Meetings. Documents executed by customers/borrowers/ guarantors. Contracts with Third Parties etc. (These are all meant for internal circulation and can not be shared with public).
4(1)bvii
The particulars of any arrangement that exists for consultation with, or representation by the members of the public in relation to the formulation of its policy or implementation therof
The Board of Directors while formulating the policies of the Bank keep in mind the state of the economy, the Govt. policies and the issues concerning the public. Further the Bank's annual results/reports are published in the bank's website periodically for information of public as well as all stakeholders which would give an idea about the policies of the bank and implementation thereof.
4(1)bviii
A statement of the boards, councils, committees and other bodies consisting of two or more persons constituted as its part or for the purpose of its advice, and as to whether meetings of those boards, councils, committees and other bodies are open to the public, or the minutes of such meetings are accessible for public
Following are some of the important Committees managing the key affairs of the Bank: a. Asset Liability Management Committee b. Audit Committee. c. Board of Directors. Public are not entitled to participate on the above committee meetings and minutes are not accessible to public.
4(1)bix
A directory of its officers and employees.
Since the number of employees is quite large and they are subject to transfers, it is not possible for the Bank to publish the list of officers/employees and keep the same updated from time to time. Any person interested in seeking the information about any officer or employee of the Bank can approach the CPIO in that behalf. The list of offices/branches is already available in the website for reference by public.
4(1)bx
The monthly remuneration received by each of it officers and employees, including the system of compensation as provided in its regulations.
Pay scales of employees/officers may be published.
4(1)bxi
The budget allocated to each of its agency indicating the particulars of all the plans, proposed expenditures and reports on disbursements made.
There are no plans and budgets for expenditure of public money and disbursements and the provision is not applicable to Central Madhya Pradesh Gramin Bank.
4(1)bxii
The manner of execution of subsidy programmes including the amounts allocated and the details of beneficiaries of such programmes.
There are no subsidy programmes or plans for lending activities of the Bank as a whole except for targets for priority sector lending. There are different schemes for advances of the Bank and the terms and conditions are already available in the Bank's website.
4(1)bxiii
Particulars of recipients of concession, permits or authorizations granted by it.
There was no programmes in the Bank for grant of concessions, authorization etc., and there is no material in the Bank relevant to this provision.
4(1)bxiv 
Details in respect of the information available to or held by it reduced in an electronic form. 
All the general information regarding deposits, advances and other services officered by the Bank are already available in the bank’s website. 
4(1)bxv. 
The particulars of facilities available to citizens for obtaining information including the working hours of a library or reading room if maintained for public use. 
The list of telephone numbers have already been published on the website. The public can approach the CPIO for information regarding banking products for details of which are not available in the website. 
4(1)bxvi 
The names, designation and other particulars of the Public Information Officers. 
Mr. R.K.Rungta, General Manager at Head Office has been designated as Appellate Authority 
Mrs.Anita Dubey, Chief Manager , at Head Office has been designated as CPIO for Head Office
Regional Managers/Chief Managers have been designated as CPIO for concerned Regional Offices.
Branch Managers/Branch-In-Charges have been designated as APIOs 
4(1)bxvii
Such other information as may be prescribed. 
NIL

Rules Published Under The Provisions Of Right To Information Act 2005 (Act)

a) A request for obtaining information u/s 6(1) of the Act shall be accompanied by an application fee of Rs. 10/- by way of cash against proper receipt or by Demand Draft or Bankers Cheque payable to the Accounts Officer of the public authority.

 

b) For providing information u/s 7(1) of the act, the fee shall be charged, by way of cash against proper receipt or by Demand Draft or Bankers cheque payable to the Accounts Officer of the public authority, at the following rates:

(i) Rupees two (2) for each page (in A-4 or A-3 size paper) created or copied.
(ii) Actual charge or cost price of a copy in larger size paper;
(iii) Actual cost or price for samples or models; and
(iv) For inspection of records, no fee for the first hour; and fee of rupees five for each fifteen minutes (or fraction thereof) thereafter.

 

c) For providing information u/s 7(5) of the Act, (viz. to provide information in printed or in any electronic format) fee shall be charged, by way of cash against proper receipt or by Demand Draft or Bankers cheques payable to the Accounts Officer of the Public Authority, at the following rates:
(i) For information provided in diskette or floppy, rupees fifty per diskette or floppy and
(ii) For information provided in printed form at the price fixed for such publication or rupees two per page of photocopy for extracts from the publication.